Cypress Insurance Claim Adjuster Reliable Solutions
There are a lot of challenges that people face when they are managing the insurance claim adjuster, roofing companies, and sometimes the mortgage company at the same time. Roof damage and insurance claim processing is one of the most stressful and time-consuming processes that one could encounter. Quality Allied Roofing can assist you in dealing with the insurers seamlessly and ensure your roofing is restored soon.
How to Deal with Your Insurance Claim Adjuster?
Just like any insurance claim adjuster policy, there are things covered and things not covered. Damage caused by deliberately harming your roof won’t be covered, but storm damage most likely will be. However, every insurance company has exclusions to different roof damages, so it is recommended that you thoroughly read your policy documents. Here are some common ones:
- Roof maintenance: Insurance companies are likely to turn down the claim if they discover that poor roof maintenance has caused the damage as per the insurance claim adjuster.
- Roofing materials: Some policies do not cover some materials, for example, slate or some of the “green” options cost more to maintain.
- Roof age: If your roof is getting close to the average life expectancy then the insurance company probably will not replace it or will only partially do so if your roof is more than 10 years old.
- Multiple roof layers: If you have installed new shingles over damaged ones, then your insurance claim adjuster can refuse to compensate for the cost arguing that most will not insure a roof with more than two layers.
Repair vs. Replacement:
In some cases, insurance may only provide you with compensation for roof repairs and not for a complete roof replacement. Repairs often include services such as fixing missing shingles in the roofing system after a storm had blown them away.
Here’s what to do if you discover roof damage:
- Safety first! After a storm, check for damages from a safe location. Look for possibilities of some missing shingles, the presence of indentations from branches, et cetera. If there appears to be no problem, but a part of the roof or all of it looks suspicious, then seek the service of a certified roof inspector. It is important to note that most of the insurance claims regarding a storm have a time limit.
- It does not matter the triviality of the issue keep a record of all you wish to present before your insurance claim adjuster. Photograph the damages at different angles, both big picture and details. Your roof inspector should also take photos. You'll need proof of the damage, including measurements, cause (if known), and date and time for your insurance claim.
- Check your policy and get in touch with your insurance company. After you are sure of the extent of the damage, report it to your insurance company immediately. They will dispatch an insurance claim adjuster to assess the extent of the damage and compensation for the necessary repair or replacement work.
- Choose a qualified roofing contractor. Once your insurance claim has been accepted you shall be given the funds needed for the estimated repair works. That’s time to call Quality Allied to do the work.
What if your claim is denied?
For insurance claim denial and assistance advocating for coverage with your insurance company, Quality Allied Roofing provides insurance claim adjuster services. Quality Allied Roofing can help you with the entire process, including:
- Working with your insurance company on your claim.
- Providing detailed estimates for repairs, siding, and gutters.
- Recommending roofing materials to prevent future storm damage.
- Completing all repairs or roof replacement work.
As experienced Houston roofers, we understand how to serve our customers’ needs. Let us assist you through the insurance claim adjuster process, negotiate and obtain fair compensation, and guarantee a satisfactory roofing restoration or replacement. Give us a call to learn more about our services and to obtain a free quote.